Talents will face many difficulties. In fact,
Talent layout Regional small and medium-sized banks lack digital talents during the transformation process. Due to resource investment and the city where the bank is located, many regional banks cannot recruit suitable talents. For regional banks, there are not many digital talents. Now they need to cultivate a group of people who are familiar with various technologies including cloud platforms.Talents will face many difficulties. In fact, for regional small and medium-sized Indonesia Phone Number banks, whether it is digital technical talents, risk control talents, or marketing talents, regional banks are even more insufficient in reserves. City commercial banks and rural commercial banks should recruit and train them in a two-pronged manner. Innovative featured products and services Many regional small and medium-sized banks take advantage of their regional advantages to deeply explore customer needs.
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Improve full life cycle management of customers through digital tags, analysis, and modeling, and strive to develop unique financial technology products. At the same time, small and medium-sized banks have also carried out a lot of innovation and exploration in areas such as intelligent marketing and intelligent customer service. By taking advantage of its special geographical location, rich grassroots experience, and flexible institutional mechanisms, the overall role in serving "agriculture, rural areas, and farmers", small and micro enterprises, long-tail users, and government services has continued to improve.
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